![]() Utilities, like water, gas, heating and electricity, broken down by average monthly balances.Now, on the debt side, add to your list of credit card balances a collection of your recent monthly and annual bills. Next, collect recent pay stubs to understand your typical monthly income (leaving out any bonuses or tips that you can't depend on each month). Know your budget: Track your income and bills The annual percentage rate (APR) of each card.The current minimum monthly payments due on each card, and.Whether on paper or with a spreadsheet, collect your most recent credit card statements and document: Know your credit cards: What you owe, minimum payments, and APR Start tracking what you owe and what you earn, to get a handle on what's coming in, going out, and how much is left over on a monthly basis. The first step is to take stock of just what you owe and what your monthly take home salary is. While it can improve your financial health, it's important to understand what each option entails. Debt consolidation can simplify your financial life. Should I consolidate my credit card debt?Ĭredit card consolidation may help the interest rate and may help put you on the right track to paying off your debt, and that's a good thing. How to build and maintain healthy credit habits.Ways to consolidate your credit card debt, including:.Know your current credit card debt status.Should I consolidate my credit card debt?.In this article, we'll cover the following topics: ![]() As you move towards a zero balance, you can take steps to ensure that you maintain a healthy credit habit to help keep balances low and credit scores high as your credit history matures. Once you know exactly where your credit card debt stands, you can find and then select a solution that meets your specific needs. Your first step-before you commit to a credit card consolidation solution-is to understand your current credit situation. Debt consolidation is when you bring your outstanding balances to a single bill and it can be a useful way to manage your debt. So as of right now, I have a dispute put in for both of those charges and waiting to see what happens.If you find it difficult to manage multiple credit card payments or if you simply want to move from a credit lifestyle to a savings lifestyle, it may be time to consolidate your credit card balances and begin chipping away at your credit card debt. They had their phone number on their account so I called them to see if they could help and see if someone is using my bank account and info on their website but they were no help. So I do some digging and found the company's Instagram account, "found co" is a company based out of Cali that sells furniture for parties and gatherings. So past that, I end up calling chase today to see what in the world is going on, I told them I never made these charges and asked what they were for, the lady tell me it's from a company called "found co", I'm like what the hell is that she goes "it furniture" so at this point I know I got scammed cause im 18 and live with my parents still and never bought a piece of furniture in my life. I also recognized that the transaction that you posted has the same web id as both of the charges posted to my bank account. " ORIG CO NAME:Found CO ENTRY DESCR:Transfer SEC:WEB IND ID:11h94bh5rbzreq ORIG ID:5833044643" This is the coinbase transaction that was made by me "ORIG CO NAME: CO ENTRY DESCR:V3V5K1LG SEC:WEB IND ID:w3V9K4rGf2c8 ORIG ID:2455293797",Īnd this is the "found co" transaction. what's even more weird is that the transactions posted to my bank account from "found co" look identical to the transaction from coin base. another $1000 gets taken out of my bank account from the same company "found co". Two days later I made another transfer on for $5, then the next day guess what. I never got a chance to call chase cause I was busy. So I made a transfer for like $3 on which is a website you can buy and trade crypto, and then a day later, $1000 gets taken out. What’s even weirder is that it’s like a pattern. I had two $1000 transactions taken from my chase account within the last 3 days from the same company “found co”. No promotion of illegal, fraudulent, or nefarious activities No self-promotional content with prior mod approval. No referrals in posts, comments, or private messages. ![]() ![]() PIN, Signature).Ĭapital One Upgrade Link - Check PC eligibility for your existing card List of credit card company phone numbersĬredit Card Tuneup or CreditIntro to help you find the right cardĮMV CVM Database - Find a card's Cardholder Verification Method list (e.g. Template for Card Recommendation Requests Suggestions, Ideas, and Feedback - Post your suggestions hereĬreditKarma - Uses TransUnion and EquifaxĬreditSesame - May use Transunion or Experian depending on service Official User Flairs Thread - Learn how to customize your user flair
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